Disclosure is among the most important terms in the real estate lexicon.

Engage in any real estate transaction, especially here in NE Florida, and you’ll be introduced to any number of standard disclosures. Homeowner’s association disclosure, CDD fee disclosure, seller’s disclosure…there’s even a coastal construction line disclosure if you happen to be involved with property at the beach.

All of these disclosures are fairly self-explanatory. But when we talk about disclosure in the broader sense—what did you know, when did you know it and whom did you tell—things can get a little murky.