4732 SADDLEHORN Trail, Middleburg, FL 32068 (MLS# 2134679)

4732 SADDLEHORN Trail, Middleburg, FL 32068

$845,900

Virtual Tour

https://www.zillow.com/view-imx/1e0ded98-9226-4978-b08c-46edb6530b05?wl=true&setAttribution=mls&initialViewType=pano

Property Type: Residential Bedrooms: 5 Baths: 3 Square Footage: 3,686 Lot Size (sq. ft.): 46,174 Status: Active

Current Price: $845,900 List Date: 3/24/2026 Last Modified: 6/30/2026

Overview

Description

1.1-acre waterfront property • Screened pool • Private fishing dock • 2024 roof. This 4-bedroom home with a dedicated office and expansive bonus room offers 3,686 square feet of flexible living with room for boats, RVs, and recreational equipment. The gourmet kitchen features updated finishes and serves as the centerpiece of the home, while new flooring and refreshed interiors create a move-in-ready feel. The living room and primary suite each include a gas fireplace, and the primary retreat offers water views from a private balcony. Outdoor living includes a screened pool, firepit lounge, private fishing dock, covered porch, gazebo, and peaceful waterfront setting. Major updates include a new roof (2024), two HVAC systems (2025), and two water heaters (2025). Oversized 3-car garage. Community amenities include tennis, basketball, soccer, and a playground. Includes 3D virtual tour and floor plan.

Listing Details MLS# 2134679

General Property Information

Bedrooms Total: 5
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 3686
Living Area Source: Public Records
Year Built: 2001
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 1.06
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: Yes
Water Body Access YN: No
Waterfront YN: Yes
Furnished: Unfurnished
Stories: 2
Senior Community YN: No
Directions: From I-295 take Blanding Blvd South to R on Old Jennings, R on Foxmeadow, road splits, stay to L on Saddlehorn. Home will be on R.
Public Remarks: 1.1-acre waterfront property • Screened pool • Private fishing dock • 2024 roof. This 4-bedroom home with a dedicated office and expansive bonus room offers 3,686 square feet of flexible living with room for boats, RVs, and recreational equipment. The gourmet kitchen features updated finishes and serves as the centerpiece of the home, while new flooring and refreshed interiors create a move-in-ready feel. The living room and primary suite each include a gas fireplace, and the primary retreat offers water views from a private balcony. Outdoor living includes a screened pool, firepit lounge, private fishing dock, covered porch, gazebo, and peaceful waterfront setting. Major updates include a new roof (2024), two HVAC systems (2025), and two water heaters (2025). Oversized 3-car garage. Community amenities include tennis, basketball, soccer, and a playground. Includes 3D virtual tour and floor plan.
List Price/SqFt: 229.49
Bathrooms Half: 0

Property Features

Levels: Two Property Condition: Updated/Remodeled Appliances: Dishwasher; Electric Oven; Electric Range; Microwave; Refrigerator Fireplace Features: Gas Interior Features: Ceiling Fan(s); Central Vacuum; Primary Bathroom -Tub with Separate Shower; Split Bedrooms; Walk-In Closet(s) Laundry Features: In Unit Utilities: Electricity Connected; Sewer Available; Water Available Cooling: Central Air; Electric Heating: Central; Electric Water Source: Well Sewer: Septic Tank Construction Materials: Brick; Fiber Cement Other Structures: Gazebo; Shed(s) Exterior Features: Balcony; Dock; Fire Pit Patio And Porch Features: Covered; Rear Porch; Screened Pool Features: In Ground; Screen Enclosure Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener; RV Access/Parking View: Pond; Pool; Water Waterfront Features: Pond Current Use: Agricultural; Residential; Single Family Community Features: Fishing Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; USDA Loan; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-03-12

Location Tax and Legal

Street Number: 4732
Street Name: SADDLEHORN
Street Suffix: Trail
County: Clay
State: FL
Postal Code: 32068
MLS Area Major: 143-Foxmeadow Area
Subdivision Name: Foxmeadow

Status Change Information

Major Change Timestamp: 2026-06-22T22:23:52Z
Major Change Type: Price Reduced
Price Change Timestamp: 2026-06-22T22:23:52Z

Fireplace Features

Fireplaces Total: 2
Gas: Yes

More Information

DPR Eligible

DPR Eligible: No

Location, Tax, and Legal

Country: US
Parcel Number: 23042400557200128
Tax Annual Amount: 7323.82
Tax Year: 2025
Tax Legal Description: LOT 128 FOXMEADOW UNIT 7 AS REC O R 4355 PG 487
Elementary School: Tynes
Middle School: Wilkinson
High School: Ridgeview

Appliances

Dishwasher: Yes
Electric Oven: Yes
Electric Range: Yes
Microwave: Yes
Refrigerator: Yes

Construction Materials

Brick: Yes
Fiber Cement: Yes

Cooling

Central Air: Yes
Electric: Yes

Current Use

Agricultural: Yes
Residential: Yes
Single Family: Yes

Exterior Features

Balcony: Yes
Dock: Yes
Fire Pit: Yes

Heating

Central: Yes
Electric: Yes

Laundry Features

In Unit: Yes

Levels

Two: Yes

Listing Terms

Cash: Yes
Conventional: Yes
FHA: Yes
USDA Loan: Yes
VA Loan: Yes

Other Structures

Gazebo: Yes
Shed(s): Yes

Parking Features

Attached: Yes
Garage: Yes
Garage Door Opener: Yes
RV Access/Parking: Yes

Pool Features

In Ground: Yes
Screen Enclosure: Yes

Possession

Close Of Escrow: Yes

Roof

Shingle: Yes

Sewer

Septic Tank: Yes

Utilities

Electricity Connected: Yes
Sewer Available: Yes
Water Available: Yes

View

Pond: Yes
Pool: Yes
Water: Yes

Water Source

Well: Yes

Community Features

Fishing: Yes

Patio And Porch Features

Covered: Yes
Rear Porch: Yes
Screened: Yes

Waterfront Features

Pond: Yes

Interior Features

Ceiling Fan(s): Yes
Central Vacuum: Yes
Primary Bathroom -Tub with Separate Shower: Yes
Split Bedrooms: Yes
Walk-In Closet(s): Yes

Property Condition

Updated/Remodeled: Yes

Documents

Offer Instructions ›

Seller's Property Disclosure ›

Flood Disclosure ›

Survey ›

Listing Office: CROSSVIEW REALTY

Last Updated: June - 30 - 2026

Information deemed reliable but not guaranteed.