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45 CORTEZ Avenue, St. Augustine, FL 32080 (MLS# 2095644)

45 CORTEZ Avenue, St. Augustine, FL 32080

$1,799,000
Untitled design (64)
HomePrimeMedia-16 HomePrimeMedia-06 HomePrimeMedia-08 HomePrimeMedia-01 HomePrimeMedia-02 HomePrimeMedia-15 HomePrimeMedia-05 HomePrimeMedia-09 HomePrimeMedia-12 45 HomePrimeMedia-13 HomePrimeMedia-02 HomePrimeMedia-05 HomePrimeMedia-09 HomePrimeMedia-10 HomePrimeMedia-12 HomePrimeMedia-13 HomePrimeMedia-14 HomePrimeMedia-25 HomePrimeMedia-15 Third Floor - virtually staged HomePrimeMedia-04 HomePrimeMedia-08 HomePrimeMedia-27 Third Floor Living Room Balcony-Virtually Staged HomePrimeMedia-04 Primary Bedroom Primary Bedroom Primary Bedroom 20250626_182530021_iOS Primary Bedroom Primary Ensuite Primary Ensuite HomePrimeMedia-09 Primary Bedroom HomePrimeMedia-04 Second Floor Hallway Secondary Bedroom Second Floor HomePrimeMedia-06 Second Floor Bath Secondary Bedroom HomePrimeMedia-13 HomePrimeMedia-09 First Floor Hallway Laundry Room 20250626_172901806_iOS HomePrimeMedia-18 First Floor Bedroom/Suite-virtually staged First Floor Bath HomePrimeMedia-01 HomePrimeMedia-10 HomePrimeMedia-07 HomePrimeMedia-08 HomePrimeMedia-18 HomePrimeMedia-20 HomePrimeMedia-21 HomePrimeMedia-23 HomePrimeMedia-24 HomePrimeMedia-26 HomePrimeMedia-30 HomePrimeMedia-36 HomePrimeMedia-39 HomePrimeMedia-40 HomePrimeMedia-14 (1) HomePrimeMedia-41 HomePrimeMedia-03 HomePrimeMedia-42 HomePrimeMedia-44 HomePrimeMedia-25 -45
Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 2,872 Status: Active
Current Price: $1,799,000 List Date: 6/27/2025 Last Modified: 2/19/2026

Description

Welcome to 45 Cortez within Cortez on the Water-a limited collection of 30 luxury waterfront residences along the Intracoastal Waterway, offering premier views of the Intracoastal, Salt Run, the iconic St. Augustine Lighthouse, and the city skyline of historic downtown. Ideally located just minutes from Anastasia State Park, top-rated restaurants, and entertainment, this refined Swordfish floor plan offers elevated design, modern coastal elegance, and low-maintenance luxury living. This 2,872 sq ft three-story residence features a private in-unit elevator, deeded boat slip with deep water access, and an oversized two-car garage. A grand, wide-plank staircase with a flared entry design creates a striking first impression, while the paverstone driveway adds timeless curb appeal in harmony with the coastal architectural style. The first floor features a private guest suite or flex/entertainment room pre-plumbed for a wet bar with full bath, a dedicated laundry room,

Supplements: and direct access to a covered patio with marina and water views. On the second floor, the spacious primary suite is its own retreat and offers a spa-style oversized bath, large walk-in closet, and a private covered balcony with tranquil water views. Two additional bedrooms and a full bath complete this level. The third floor showcases a bright, fully open floor plan thoughtfully designed for effortless entertaining and everyday living. The gourmet kitchen includes a waterfall-edge quartz island with wainscoting and ample storage, high-end stainless steel appliances, and designer cabinetry. A casual dining nook off the kitchen opens to a private balcony with expansive views of the Intracoastal Waterway, the heated pool, and the surrounding community. The open dining area flows seamlessly into the spacious living room, which extends onto a second covered balcony overlooking the marina and Intracoastal. From the front windows, enjoy an incredible view of the historic St. Augustine Lighthouse. Additional features include wide-plank wood flooring throughout, a tankless water heater, and pre-plumbing for a water softener in the garage. Stylish details and modern finishes enhance the residence's refined coastal character. Enjoy resort-style amenities including a waterfront pool, hot tub, private marina access, and a covered poolside lanai featuring ample counter space for serving and an island with bar seatingperfect for effortless outdoor entertaining. Cortez on the Water offers timeless design, exceptional craftsmanship, and the best of coastal St. Augustine living. **Select builder upgrades still available.

Open Houses

Friday, February 20, 12:30 pm - 4:00 pm
Saturday, February 21, 11:00 am - 6:00 pm
Sunday, February 22, 12:30 pm - 4:00 pm

More Information MLS# 2095644

Contract Information

Property Attached YN: Yes Unit Type: Interior Unit Current Price: $1,799,000 Property Sub Type: Condominium Status: Active List Price: $1,799,000 Listing Contract Date: 2025-06-27

Location, Tax, and Legal

Country: US Parcel Number: 218431-0114 Tax Legal Description: Phase 1/Bldg 10/Unit 14, Cortez on the Water, a condo Zoning Description: Residential Elementary School: R.b. Hunt Middle School: Sebastian High School: St. Augustine

General Property Information

Bathrooms Half: 1 Living Area: 2872 Living Area Source: Builder CDD Fee YN: No Accessory Dwelling Unit Y/N: No Association YN: Yes Homestead YN: No Association Fee: 3834.1 Association Fee Frequency: Quarterly Association Name: The CAM Team Association Phone: 904-278-2338 Waterfront YN: Yes Senior Community YN: No Directions: From the iconic Lions Bridge, travel east on Anastasia Blvd. Turn left onto Comares Avenue, then continue north. Cortez on the Water will be just 200 feet ahead on your right—look for the waterfront Public Remarks: Welcome to 45 Cortez within Cortez on the Water-a limited collection of 30 luxury waterfront residences along the Intracoastal Waterway, offering premier views of the Intracoastal, Salt Run, the iconic St. Augustine Lighthouse, and the city skyline of historic downtown. Ideally located just minutes from Anastasia State Park, top-rated restaurants, and entertainment, this refined Swordfish floor plan offers elevated design, modern coastal elegance, and low-maintenance luxury living. This 2,872 sq ft three-story residence features a private in-unit elevator, deeded boat slip with deep water access, and an oversized two-car garage. A grand, wide-plank staircase with a flared entry design creates a striking first impression, while the paverstone driveway adds timeless curb appeal in harmony with the coastal architectural style. The first floor features a private guest suite or flex/entertainment room pre-plumbed for a wet bar with full bath, a dedicated laundry room, Accessibility Features YN: No New Construction YN: Yes Estimated Completion Date: 2025-07-01 Garage YN: Yes Garage Spaces: 2 Carport YN: No Pool Private YN: No Water Body Access YN: Yes Stories: 3 Stories Total: 3 Entry Level: 1 List Price/SqFt: 626.39 Bedrooms Total: 4 Bathrooms Full: 3 Bathrooms Total: 4 Year Built: 2024

Appliances

Dishwasher: 1 Disposal: 1 Electric Cooktop: 1 Electric Oven: 1 Electric Water Heater: 1 Microwave: 1 Refrigerator: 1 Tankless Water Heater: 1 Other: 1

Association Amenities

Boat Dock: 1 Marina: 1 Pool: 1 Spa/Hot Tub: 1 Other: 1

Association Fee Includes

Insurance: 1 Maintenance Grounds: 1 Maintenance Structure: 1

Construction Materials

Concrete: 1 Fiber Cement: 1 Frame: 1

Cooling

Central Air: 1 Electric: 1

Current Use

Residential: 1

Exterior Features

Balcony: 1 Boat Slip: 1 Impact Windows: 1

Flooring

Wood: 1

Heating

Central: 1 Electric: 1

Laundry Features

Electric Dryer Hookup: 1 Lower Level: 1 Washer Hookup: 1

Levels

Three Or More: 1

Listing Terms

Cash: 1 Conventional: 1

Parking Features

Attached: 1 Garage: 1

Possession

Close Of Escrow: 1

Road Surface Type

Asphalt: 1

Spa Features

Community: 1

Utilities

Electricity Connected: 1 Sewer Connected: 1 Water Connected: 1

View

Intracoastal: 1 Marina: 1

Water Source

Public: 1

Architectural Style

Contemporary: 1 Other: 1

Patio And Porch Features

Covered: 1 Patio: 1

Waterfront Features

Intracoastal: 1 Navigable Water: 1

Interior Features

Ceiling Fan(s): 1 Eat-in Kitchen: 1 Elevator: 1 Kitchen Island: 1 Open Floorplan: 1 Pantry: 1 Primary Bathroom - Shower No Tub: 1 Walk-In Closet(s): 1

Water Body Access Type

Navigable: 1

DPR Eligible

DPR Eligible: No

Location Tax and Legal

Street Number: 45 Street Name: CORTEZ Street Suffix: Avenue County: St. Johns State: FL Postal Code: 32080 MLS Area Major: 323-Davis Shores Subdivision Name: Cortez on the Water

Status Change Information

Major Change Timestamp: 2026-02-18T22:26:40Z Major Change Type: Price Reduced Price Change Timestamp: 2026-02-18T22:26:40Z

Property Features

Architectural Style: Contemporary; Other Levels: Three Or More Appliances: Dishwasher; Disposal; Electric Cooktop; Electric Oven; Electric Water Heater; Microwave; Refrigerator; Tankless Water Heater; Other Interior Features: Ceiling Fan(s); Eat-in Kitchen; Elevator; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Walk-In Closet(s) Flooring: Wood Laundry Features: Electric Dryer Hookup; Lower Level; Washer Hookup Utilities: Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air; Electric Heating: Central; Electric Water Source: Public Construction Materials: Concrete; Fiber Cement; Frame Exterior Features: Balcony; Boat Slip; Impact Windows Patio And Porch Features: Covered; Patio Spa Features: Community Parking Features: Attached; Garage View: Intracoastal; Marina Water Body Access Type: Navigable Waterfront Features: Intracoastal; Navigable Water Current Use: Residential Association Amenities: Boat Dock; Marina; Pool; Spa/Hot Tub; Other Association Fee Includes: Insurance; Maintenance Grounds; Maintenance Structure Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional

Documents

View Document Offer Instructions ›
View Document HOA ›
View Document Sellers' Disclosure ›
View Document Flood Discl ›
View Document ABA ›
View Document Licensee Disclosure ›
View Document Receipt of Condominium / Cooperative Doc ›
View Document Declaration of Condo ›
View Document 1st Amendment to 2nd Amended and Rest ›
View Document 2nd Amendment and Restated Decl ›
View Document 2nd Amendment & Restated Decl ›
View Document 3rd Amendment to 2nd Amended and Rest ›
View Document Amended and Restated Decl of Condo ›
View Document Approved 2025 Budget ›
View Document Rules-and-Regulations ›
Listing Office: HOUSE & HAVEN
Last Updated: February - 19 - 2026
Information deemed reliable but not guaranteed.

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