440 N FERN Street, San Mateo, FL 32187
$179,900
Property Type:
Residential
Bedrooms:
3
Baths:
1
Square Footage:
1,322
Lot Size (sq. ft.):
11,326
Status:
Active
Current Price:
$179,900
List Date:
6/30/2025
Last Modified:
11/03/2025
Description
Welcome to 440 N. Fern St.! This home can offer the perfect blend of comfort and potential—ideal for those seeking a place to plant their roots with the ability to personalize and make this place their own. Nestled in a serene rural neighborhood setting, you'll enjoy the tranquility of San Mateo while being just a short drive away from nearby Palatka and St. Augustine. Stay cool year-round with two recently installed mini-split systems, ensuring for comfort throughout the home. The main bathroom was recently updated. Additionally, there is potential for an additional 1/2 bathroom and additional room off the laundry room. With further updating, this home could be a 4 BR/2BA.
More Information MLS# 2096014
Contract Information
Property Attached YN: No
Current Price: $179,900
Property Sub Type: Single Family Residence
Status: Active
List Price: $179,900
Listing Contract Date: 2025-06-13
Location, Tax, and Legal
Country: US
Parcel Number: 211027000007800010
Tax Annual Amount: 1531.39
Tax Year: 2024
Tax Legal Description: PT OF GOVT LOT 10 OR267 P248, (MAP SHEET 21/39D/48A)
Zoning Description: Residential
General Property Information
Lot Size Acres: 0.26
Bathrooms Half: 0
Living Area: 1322
Living Area Source: Public Records
CDD Fee YN: No
Accessory Dwelling Unit Y/N: No
Association YN: No
Homestead YN: No
Waterfront YN: No
Senior Community YN: No
Directions: From SR 207, turn left on US-17 S. Continue about 2.3 miles, then make a left onto Reed-Bell St. Turn right onto Old San Mateo Rd. Continue 700 ft, then make a left onto Live Oak St. Continue 0.3 miles, turn right onto N, Fern St. Home is on the left.
Public Remarks: Welcome to 440 N. Fern St.! This home can offer the perfect blend of comfort and potential—ideal for those seeking a place to plant their roots with the ability to personalize and make this place their own. Nestled in a serene rural neighborhood setting, you'll enjoy the tranquility of San Mateo while being just a short drive away from nearby Palatka and St. Augustine. Stay cool year-round with two recently installed mini-split systems, ensuring for comfort throughout the home. The main bathroom was recently updated. Additionally, there is potential for an additional 1/2 bathroom and additional room off the laundry room. With further updating, this home could be a 4 BR/2BA.
Accessibility Features YN: No
New Construction YN: No
Garage YN: No
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Furnished: Unfurnished
Stories: 1
List Price/SqFt: 136.08
Bedrooms Total: 3
Bathrooms Full: 1
Bathrooms Total: 1
Year Built: 1971
Appliances
Electric Oven: 1
Electric Range: 1
Electric Water Heater: 1
Cooling
Electric: 1
Current Use
Residential: 1
Fencing
Chain Link: 1
Flooring
Laminate: 1
Heating
Electric: 1
Laundry Features
Washer Hookup: 1
Levels
One: 1
Listing Terms
Cash: 1
Conventional: 1
FHA: 1
Parking Features
Off Street: 1
Possession
Close Of Escrow: 1
Road Surface Type
Paved: 1
Roof
Other: 1
Sewer
Septic Tank: 1
Showing Requirements
Other: 1
Utilities
Electricity Connected: 1
Water Available: 1
Water Source
Well: 1
Architectural Style
Flat: 1
Patio And Porch Features
Front Porch: 1
Interior Features
Ceiling Fan(s): 1
Eat-in Kitchen: 1
Primary Bathroom - Shower No Tub: 1
DPR Eligible
DPR Eligible: Yes
Room Types
Bathroom 1: 1
Bedroom 1: 1
Bedroom 2: 1
Bedroom 3: 1
Kitchen: 1
Laundry: 1
Living Room: 1
Other Room: 1
Location Tax and Legal
Street Number: 440
Street Direction Prefix: N
Street Name: FERN
Street Suffix: Street
County: Putnam
State: FL
Postal Code: 32187
MLS Area Major: 564-East Palatka/San Mateo/N Satsuma/Orange Mills
Subdivision Name: Rural
Status Change Information
Major Change Timestamp: 2025-11-03T16:10:42Z
Major Change Type: Price Reduced
Price Change Timestamp: 2025-11-03T16:10:42Z
Property Features
Architectural Style: Flat
Levels: One
Appliances: Electric Oven; Electric Range; Electric Water Heater
Interior Features: Ceiling Fan(s); Eat-in Kitchen; Primary Bathroom - Shower No Tub
Flooring: Laminate
Laundry Features: Washer Hookup
Utilities: Electricity Connected; Water Available
Cooling: Electric
Heating: Electric
Water Source: Well
Sewer: Septic Tank
Patio And Porch Features: Front Porch
Roof: Other
Parking Features: Off Street
Fencing: Chain Link
Current Use: Residential
Road Surface Type: Paved
Possession: Close Of Escrow
Listing Terms: Cash; Conventional; FHA
Showing Requirements: Other
Room Types: Bathroom 1; Bedroom 1; Bedroom 2; Bedroom 3; Kitchen; Laundry; Living Room; Other Room
Room Information
Living Room
Kitchen
Bathroom 1
Bedroom 1
Bedroom 2
Bedroom 3
Laundry
Other
Documents
Seller's Property Disclosure ›
Listing Office:
KELLER WILLIAMS ST JOHNS
Last Updated: November - 03 - 2025
Information deemed reliable but not guaranteed.