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203 TESORO Terrace, St. Augustine, FL 32095 (MLS# 2131100)

203 TESORO Terrace, St. Augustine, FL 32095

$1,079,999
203 Tesoro Ter.
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Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 3,979 Lot Size (sq. ft.): 16,988 Status: Active
Current Price: $1,079,999 List Date: 2/20/2026 Last Modified: 4/08/2026

Overview

Description

Why build when you can move into nearly $80,000 in after market upgrades -- ready to enjoy from day one? 203 Tesoro Terrace is a rare lakefront estate in the exclusive Estate Section of Madeira, set on a premium 70-foot homesite with panoramic lake and distant lighthouse views -- a location that can't be replicated. Step outside to your private resort: a heated saltwater pool with water features, an expanded paver sun deck, and a custom solid-roof screened pergola with motorized panoramic screens and designer puck lighting -- all enclosed with no-see-um screening for year-round comfort. The fully equipped Coyote outdoor kitchen makes entertaining effortless against a backdrop most homeowners only dream of. Inside, this Mastercraft Lola model shines with 10-foot ceilings, 8-foot solid doors, and 12-foot sliders that blur the line between indoor and outdoor living.

Supplements: The chef's kitchen features a 36" gas cooktop, upgraded Electrolux suite, under-cabinet lighting, and a secondary prep kitchen -- a rare find that entertainers will love. Custom plantation shutters, whole-home soft water system, smart thermostat and door lock, and soft-close cabinetry throughout reflect the level of care that only comes from those ... (Read more) The chef's kitchen features a 36" gas cooktop, upgraded Electrolux suite, under-cabinet lighting, and a secondary prep kitchen -- a rare find that entertainers will love. Custom plantation shutters, whole-home soft water system, smart thermostat and door lock, and soft-close cabinetry throughout reflect the level of care that only comes from those who invested in doing it right. Unlike new construction, this home delivers a fully landscaped, fenced yard with Queen and Sylvester palms, sealed driveway pavers, low-voltage lighting, and a 230-foot artisan irrigation well -- upgrades that take months to complete and tens of thousands to install. And while builder incentives typically require using their preferred lender and title company -- with costs already built into the purchase price -- this seller is offering to pay for owner's title insurance, putting real savings in the buyer's pocket with no strings attached. Perfectly positioned just 3 miles from historic downtown St. Augustine and minutes from Vilano Beach. Community amenities include resort-style pool, fitness center, clubhouse, and a future Intracoastal pier with kayak launch. This is what move-in ready actually means.

Listing Details MLS# 2131100

General Property Information

Bedrooms Total
4
Bathrooms Full
3
Bathrooms Half
Yes
Bathrooms Total
4
Living Area
2951
Living Area Source
Public Records
Building Area Total
3979
Year Built
2024
Accessory Dwelling Unit Y/N
No
Homestead YN
Yes
Lot Size Acres
0.39
Association YN
Yes
Association Fee
426
Association Fee Frequency
Quarterly
Association Name
First Coast Association Management
Association Phone
904-717-9231
CDD Fee YN
Yes
CDD Fee Amount
2811.34
Accessibility Features YN
No
New Construction YN
No
Garage YN
Yes
Garage Spaces
3
Carport YN
No
Pool Private YN
Yes
Water Body Access YN
No
Waterfront YN
Yes
Furnished
Negotiable
Stories
Yes
Entry Level
Yes
Senior Community YN
No
Direction Faces
South
Directions
US-1 to Marlinda Dr. Proceed through security gate to first stop sign. Enter the Marshes of Madeira community. Left on Pasarela, continue to circle, take 3rd right onto Tesoro Terrace. Home will be on the pond side to the right.
Public Remarks
Why build when you can move into nearly $80,000 in after market upgrades -- ready to enjoy from day one? 203 Tesoro Terrace is a rare lakefront estate in the exclusive Estate Section of Madeira, set on a premium 70-foot homesite with panoramic lake and distant lighthouse views -- a location that can't be replicated. Step outside to your private resort: a heated saltwater pool with water features, an expanded paver sun deck, and a custom solid-roof screened pergola with motorized panoramic screens and designer puck lighting -- all enclosed with no-see-um screening for year-round comfort. The fully equipped Coyote outdoor kitchen makes entertaining effortless against a backdrop most homeowners only dream of. Inside, this Mastercraft Lola model shines with 10-foot ceilings, 8-foot solid doors, and 12-foot sliders that blur the line between indoor and outdoor living.
List Price/SqFt
365.98

Property Features

Architectural Style: Traditional Levels: One Rental Restrictions: 1 Year Appliances: Convection Oven; Dishwasher; Disposal; Double Oven; ENERGY STAR Qualified Dryer; ENERGY STAR Qualified Washer; Gas Cooktop; Gas Water Heater; Ice Maker; Microwave; Refrigerator; Tankless Water Heater; Water Softener Owned Fireplace Features: Electric; Free Standing Interior Features: Breakfast Bar; Breakfast Nook; Butler Pantry; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Primary Downstairs; Smart Home; Smart Thermostat; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Tile; Vinyl Laundry Features: In Unit; Lower Level Utilities: Cable Connected; Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Smart Home Features: Security Security Features: Carbon Monoxide Detector(s); Security Gate; Smoke Detector(s) Construction Materials: Fiber Cement; Frame Other Structures: Outdoor Kitchen Exterior Features: Outdoor Kitchen Patio And Porch Features: Awning(s); Covered; Deck; Front Porch; Patio; Screened Pool Features: In Ground; Heated; Salt Water Roof: Shingle Parking Features: Garage; Garage Door Opener Lot Features: Sprinklers In Front; Sprinklers In Rear View: Intracoastal; Lake; Pool; Water Waterfront Features: Pond Fencing: Back Yard; Fenced; Wrought Iron Current Use: Residential; Single Family Association Amenities: Clubhouse; Fitness Center; Gated; Jogging Path; Maintenance Grounds; Park; Pool Association Fee Includes: Cable TV; Internet Community Features: Gated; Sidewalks; Street Lights Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type
Single Family Residence
Property Attached YN
No
Listing Contract Date
2026-02-20

Location Tax and Legal

Street Number
203
Street Name
TESORO
Street Suffix
Terrace
County
St. Johns
State
FL
Postal Code
32095
MLS Area Major
313-Whitecastle/Airport Area
Subdivision Name
Madeira

Status Change Information

Major Change Timestamp
2026-03-05T05:01:42Z
Major Change Type
Price Reduced
Price Change Timestamp
2026-03-05T05:01:42Z

Fireplace Features

Fireplaces Total
Yes
Electric
Yes
Free Standing
Yes

More Information

DPR Eligible

DPR Eligible
No

Location, Tax, and Legal

Country
US
Parcel Number
0734330490
Tax Annual Amount
15560.6
Tax Year
2025
Tax Legal Description
113/35-48 MADEIRA AT ST AUGUSTINE PHASE 1C LOT 49
Zoning Description
Single Family
Elementary School
Ketterlinus
Middle School
Sebastian
High School
St. Augustine

Appliances

Convection Oven
Yes
Dishwasher
Yes
Disposal
Yes
Double Oven
Yes
ENERGY STAR Qualified Dryer
Yes
ENERGY STAR Qualified Washer
Yes
Gas Cooktop
Yes
Gas Water Heater
Yes
Ice Maker
Yes
Microwave
Yes
Refrigerator
Yes
Tankless Water Heater
Yes
Water Softener Owned
Yes

Association Amenities

Clubhouse
Yes
Fitness Center
Yes
Gated
Yes
Jogging Path
Yes
Maintenance Grounds
Yes
Park
Yes
Pool
Yes

Association Fee Includes

Cable TV
Yes
Internet
Yes

Construction Materials

Fiber Cement
Yes
Frame
Yes

Cooling

Central Air
Yes

Current Use

Residential
Yes
Single Family
Yes

Exterior Features

Outdoor Kitchen
Yes

Fencing

Back Yard
Yes
Fenced
Yes
Wrought Iron
Yes

Flooring

Carpet
Yes
Tile
Yes
Vinyl
Yes

Heating

Central
Yes

Laundry Features

In Unit
Yes
Lower Level
Yes

Levels

One
Yes

Listing Terms

Cash
Yes
Conventional
Yes
FHA
Yes
VA Loan
Yes

Lot Features

Sprinklers In Front
Yes
Sprinklers In Rear
Yes

Other Structures

Outdoor Kitchen
Yes

Parking Features

Garage
Yes
Garage Door Opener
Yes

Pool Features

Heated
Yes
In Ground
Yes
Salt Water
Yes

Possession

Close Of Escrow
Yes

Road Surface Type

Asphalt
Yes

Roof

Shingle
Yes

Security Features

Carbon Monoxide Detector(s)
Yes
Security Gate
Yes
Smoke Detector(s)
Yes

Sewer

Public Sewer
Yes

Smart Home Features

Security
Yes

Utilities

Cable Connected
Yes
Electricity Connected
Yes
Natural Gas Connected
Yes
Sewer Connected
Yes
Water Connected
Yes

View

Intracoastal
Yes
Lake
Yes
Pool
Yes
Water
Yes

Water Source

Public
Yes

Architectural Style

Traditional
Yes

Community Features

Gated
Yes
Sidewalks
Yes
Street Lights
Yes

Patio And Porch Features

Awning(s)
Yes
Covered
Yes
Deck
Yes
Front Porch
Yes
Patio
Yes
Screened
Yes

Waterfront Features

Pond
Yes

Interior Features

Breakfast Bar
Yes
Breakfast Nook
Yes
Butler Pantry
Yes
Ceiling Fan(s)
Yes
Eat-in Kitchen
Yes
Entrance Foyer
Yes
Kitchen Island
Yes
Open Floorplan
Yes
Pantry
Yes
Primary Bathroom - Shower No Tub
Yes
Primary Downstairs
Yes
Smart Home
Yes
Smart Thermostat
Yes
Split Bedrooms
Yes
Walk-In Closet(s)
Yes

Rental Restrictions

1 Year
Yes

Documents

View Document CDD Addendum ›
View Document Flood Disclosure ›
View Document HOA Addendum ›
View Document Seller's Property Disclosure ›
View Document Exceptional Upgrades ›
View Document Feature Sheet pg 1 ›
View Document Feature Sheet pg 2 ›
Listing Office: RE/MAX UNLIMITED
Last Updated: April - 08 - 2026
Information deemed reliable but not guaranteed.

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